When it comes to choosing the best credit card, women who love to travel and maximize cashback rewards need a balance of high-value travel perks, flexible redemption options, and strong cashback incentives. Whether you’re a frequent flyer, a road trip enthusiast, or someone who enjoys luxury travel experiences, there’s a credit card that fits your needs.

Below, we’ve rounded up the best credit cards for women who want to earn travel rewards and cashback, along with key benefits and tips on how to maximize your earnings.

1. Chase Sapphire Preferred® Card

Why We Love It:

• Sign-up bonus: Earn 60,000 points after spending $4,000 in the first 3 months (worth $750 when redeemed through Chase Ultimate Rewards®).
• Travel perks: 5x points on travel booked through Chase Ultimate Rewards, 3x points on dining, 2x on other travel expenses.
• Annual Fee: $95
• Extra Perks: No foreign transaction fees, travel insurance, and trip delay reimbursement.

Best For: Women who want a flexible, all-around travel rewards card with great redemption value.

2. Capital One Venture Rewards Credit Card

Why We Love It:

• Sign-up bonus: Earn 75,000 miles after spending $4,000 in the first 3 months (worth $750 toward travel).
• Travel perks: Earn 2x miles on every purchase.
• Annual Fee: $95
• Extra Perks: TSA PreCheck/Global Entry credit, flexible redemption for flights, hotels, and rental cars.

Best For: Women who want simple, unlimited travel rewards without tracking bonus categories.

3. American Express® Gold Card

Why We Love It:

• Sign-up bonus: Earn 60,000 Membership Rewards® points after spending $6,000 in the first 6 months.
• Travel perks: 3x points on flights booked directly with airlines or on amextravel.com.
• Dining & Cashback: 4x points at restaurants and U.S. supermarkets (up to $25,000 per year in purchases, then 1x).
• Annual Fee: $250
• Extra Perks: Monthly dining credits, no foreign transaction fees, travel insurance.

Best For: Women who love dining out and earning travel rewards while shopping for essentials.

4. Citi Premier® Card

Why We Love It:

• Sign-up bonus: Earn 60,000 bonus points after spending $4,000 in the first 3 months (worth $600 in travel).
• Travel perks: 3x points on air travel, hotels, and dining.
• Annual Fee: $95
• Extra Perks: No foreign transaction fees, strong hotel and airline transfer partners.

Best For: Women who want to maximize travel redemptions and transfer points to airline partners.

5. Wells Fargo Autograph™ Card (Best No Annual Fee Option!)

Why We Love It:

• Sign-up bonus: Earn 20,000 points after spending $1,000 in the first 3 months.
• Travel perks: 3x points on travel, dining, and gas stations.
• Annual Fee: $0
• Extra Perks: Cell phone protection, no foreign transaction fees.

Best For: Women who want great travel perks without an annual fee.

How to Choose the Right Travel & Cashback Credit Card

Before applying, consider:

• Your Spending Habits: Do you spend more on travel, dining, or daily purchases?
• Annual Fees vs. Perks: Higher annual fees often mean better rewards—make sure you’ll get more value than you spend.
• Sign-Up Bonus Requirements: Can you meet the minimum spending requirement without overspending?
• Foreign Transaction Fees: If you travel internationally, choose a card with no foreign transaction fees.

Best Travel & Cashback Cards for Women

If you’re looking for the best travel credit card, the Chase Sapphire Preferred and Capital One Venture are excellent choices. For cashback lovers who also want travel perks, the Amex Gold is a top pick. And if you prefer no annual fee, the Wells Fargo Autograph is a winner.

Next Steps:

✅ Compare welcome bonuses and perks. ✅ Apply for a card that fits your lifestyle. ✅ Start maximizing your travel rewards & cashback!